How to Reduce Your NY Driver License Points and Your Insurance Premiums

Finally, New York has joined what is now the majority of states and is allowing motorists to complete a New York Point & Insurance Reduction Program online. It’s no longer necessary to schedule a class and appear in person to reap the benefits of this easy and potentially informative class.

We advise every client and potential client to take this class every 18 months. The benefits apply both to those with completely clean records and those with prior convictions and/or pending traffic tickets.

What are the benefits? If you take I DRIVE SAFELY’S online NY DMV-approved accident prevention course, you can:

1. Refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today’s vehicle and traffic laws.

2. Be eligible to reduce as many as four (4) points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction.

3. Receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.

4. Study according to your time schedule. A few minutes in the morning, a half hour in the afternoon, or lengthy sessions at night, how and when you study is really up to you. “Memory Recall” technology enables you to always return to the New York Defensive Driving course right where you last left off.

The DMV computer system automatically applies the point reduction when your course completion is added to your record. Your record shows your convictions and the points they carry, and has a notation that you completed the course and that a reduction of up to 4 points has been applied. Your driver record does not show any summary or total that includes the subtraction of the points. The reduction is automatically applied within the DMV computer system.